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christine-toner

About: christine-toner

Personal finance journo Christine has been writing about all things money-related for over six years. A girl whose bank statement reads like a guide to UK restaurants, she spends most of her time - and money – eating out and the rest of it learning how to be financially savvy enough to maintain her hobby.

christine_toner@yahoo.co.uk

All You Need to Know About Rate-for-Life Credit Cards

Are you one of the millions of people who find themselves constantly skipping from provider to provider to secure 0% interest balance transfers? Rate tarts, as they are often called, know that if you have a hefty credit card balance that you can’t clear in one go, it’s difficult to make any dent in your… Read more »

TotallyMoney Market Watch 20 August 2012

Welcome to this week’s Market Watch, your one-stop guide to what’s happening in the finance world. This week the building societies have been dominating the market, launching new deals and slashing rates to show they’re a force to be reckoned with. Mortgages Leeds Building Society launched a new, shared-ownership mortgage product, aimed at helping first-time… Read more »

Loan Rates are Falling

M&S recently slashed its personal loan rates by a massive 5%. Loans between £5,000 and £7,499 that were priced at 12.9% (over 12-60 months) now have a rate of just 7.3%. Yet, while the rate reduction may be considerable, the move barely raised eyebrows. That’s because M&S is just the latest in a long line… Read more »

TotallyMoney Market Watch 13 August 2012

market trend chart

Welcome to our first Market Watch column – your at a glance guide to what the major players in the world of finance have been up to over the last seven days. We’ve got all the latest product news, so, whether it’s a mortgage, credit card or savings account you’re after, you can make us your… Read more »

Prepaid Cards for Under-18s

In this modern age of technology and digital payments, pocket money seems somewhat old fashioned. But giving your kids a credit card is a disaster waiting to happen. It seems a happy medium is needed. And that happy medium comes in the form of prepaid cards. So, what are they? Prepaid cards are a type… Read more »

Energy Bills: What’s the Best Deal for You?

Are you on the best deal when it comes to your energy bills? Are you sure? Despite constant reminders by financial experts to switch our tariff or providers many of us would rather make do. But with times so tough economically it’s important to make savings where you can. So should I switch? The answer… Read more »

Contactless Cards: What You Need to Know

When you pay on card do you find yourself thinking, “Gosh, there are a million other things I could be doing with these two minutes! If only there was a way I could pay with my card in less than ten seconds?” No? Well, ok, perhaps nobody was really calling for a quicker way to… Read more »

5 ways you’re wasting money at the checkout

chrome tap pouring water into a sink against green tiles

It’s the new age of frugality and saving is the new splurging. As the nation collectively tightens its belt everyone is looking for ways to cut costs and boost their bank balance. However, while the big costs are easy to spot, it’s the small spends that we miss that all add up. And one place… Read more »

4 tourist scams to watch out for

wad-of-euros

After a pretty awful summer so far it’s no surprise that most people have been trawling the internet and hitting the travel agents to book a break to a destination where the sun actually remembers to shine. And in these frugal times such people have no doubt worked hard to make sure they get the… Read more »

4 ways to cut the cost of car insurance

Earlier this year figures from the AA revealed the cost of car insurance, for customers who shop around, had risen by £50 within just three months and was £130 up, year on year. While it was announced last week that a hike in fuel duty would be delayed until January, prices are still high. All… Read more »