Wondering which mortgage to choose?
There are lots of different factors to take into account when choosing a mortgage: do you want to fix your interest rate, or let it follow any rises or falls in the Bank of England base rate? Do you want to just pay off the interest, or do you want to make capital repayments to start making a dent in the overall balance? In addition, the type of deals available to you will depend on your personal circumstances, such as the amount you are able to put down as a deposit.