Wondering what mortgage is right for you?
The kind of mortgages and rates available to borrowers depends heavily on their personal circumstances. For example, if you are a first time buyer looking to buy a new home with a 20% deposit, you will be offered a quite different set of deals to a person looking to remain in their home but move their mortgage to a new lender, with equity of 45%.
Because of this, what might represent the best lender for one person might be completely different for another, so it’s important to compare the market with this in mind, rather than being drawn in by the rates you see advertised in branch windows.