Compare Variable Rate Mortgages across the whole market

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Considering a variable rate mortgage?

Compare variable rate mortgages using the Totally Money comparison tool to find the most competitive variable rate mortgage available for your circumstances. 

A variable rate mortgage is a mortgage that has a fluctuating Annual Percentage Rating (APR) as opposed to a fixed interest rate, as with a fixed rate mortgage.  Usually referred to as the lender’s standard variable rate, this interest rate follows the Bank of England base rate, and is usually set 1-2% higher than the BoE rate.  When interest rates are raised or lowered by the BoE base rate, lenders adjust their standard variable rate in accordance.

Borrowers do not usually choose to take out their mortgages at the lender’s standard variable rate; instead, this is the rate that most mortgages revert to after the mortgage’s initial discount rate ends

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Based on your requirements you will be contacted by an FSA Authorised Mortgage Advisor who may have access to deals not accessible from the high street banks.

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