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Example Rate 1.99% APR*
Overall Cost for Comparison
4.70% APR

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Searching for shared ownership mortgages?

With a shared ownership mortgage, you buy just part of your home with the rest of the cost covered by your local housing association. In this situation, you would make mortgage repayments on your share and pay rent to the housing association for the other part. The long term goal of such plans is that eventually, as your situation improves, you will be in a position to buy the remaining share of the property from your housing association.

Not all lenders offer shared ownership mortgages, and the rate you pay will usually be slightly higher than the rate offered on a conventional mortgage, but in many cases you may be allowed to borrow a high percentage of the cost so it can also mean you have to find less capital in order to be able to afford the move.

For help comparing shared ownership mortgage rates, simply enter your details into the form provided on this page. You will be called immediately by an expert advisor who will take you through your options and provide you with a tailored quote. It’s free, there is no obligation and you do not have to take a credit check at this stage.

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    *The actual rate will be dependent on your circumstances. Ask for a personalised illustration. Available for LTVs up to 70%. Tracks at 1.49% above base rate for 2 years before reverting to the SVR. Early repayment charges and fees apply.
    †All mortgage specialists that we refer you to are "whole of market"
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