Compare Flexible Mortgages across the whole market

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Flexible mortgage solutions

Want flexibility in your mortgage?  Search the market for the best flexible mortgage options available using the form on this page. 

Having a degree of flexibility is important in any mortgage.  Commonly, borrowers seek the ability to switch lenders without incurring an early redemption fee for remortgaging after the introductory offer on your mortgage ends.  There are some mortgage products on the market that enable borrowers to take greater control over their finances by offering flexibility on monthly repayment options.  These flexible mortgages are often called Lifestyle mortgages, or Aussie style mortgages, as these mortgage types were first introduced in Australia, where they are very popular.

Flexible mortgages are designed to enable borrowers to make regular overpayments, either up to a set flat amount per month or year, or up to a certain percentage of the total mortgage value per year.  Once a reservoir of overpayments has been built up, many flexible mortgages allow borrowers to take payment breaks, or to reduce monthly payments until the reserve has been used up. 

How it works

 
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What type of mortgage would you like?

How much do you want to borrow? (£)


House value (£ your best guess)


Do you need to self certify your income?

Have you had a CCJ or Default registered against you?

Have you been declared bankrupt or had an IVA?

Have you missed one or more secured loan or mortgage payments in the last 12 months?

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Based on your requirements you will be contacted by an FSA Authorised Mortgage Advisor who may have access to deals not accessible from the high street banks.

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