If you are looking for an unsecured loan and are a resident of Northern Ireland, consider a personal Ulster Bank loan. Whatever the reason for your loan, Ulster Bank loan products offer reasonable loan packages that could be the financial solution you have been looking for. And if you are an existing Ulster Bank customer, you can benefit from a range of additional discounts.
With an Ulster Bank loan you can borrow between £500 and £25,000 at a typical APR of 9.90% over a period of 1 to 7 years. Interest rates are fixed; the exact rate you are charged will depend on your circumstances and your personal credit history , but the interest rate will remain the same for the life of the loan, allowing you to always know what your repayments will be from month to month. There are no set-up or administration fees to pay, and as the Ulster Bank loan products are unsecured they are available to both homeowners and tenants alike, allowing you to borrow without the risk of losing your home.
If you are looking for flexible options such as repayment holidays or the freedom to repay your loan early without incurring a redemption fee, you may find your best option is to compare other lenders’ products in order to find something more suited to your requirements. Ulster bank loan products do not allow you to defer your repayments, and an early repayment fee will be charged in the event of your settling the loan early, so to find a loan option that better suits your circumstances, complete the form on this page and search loan deals according to your personal circumstances.