Renowned for their extremely competitive lending rates, Northern Rock is the UK’s 8th largest bank by market capitalization, and is among the best-known names in personal finance. Northern Rock loans are available for almost any purpose, so whether you want to borrow money to consolidate existing debts , purchase a new car, or to carry out the home improvements you have always wanted, you will find a Northern Rock loan to suit your needs.
With their typical APR advertised as 12.90%, Northern Rock offer some of the most competitive unsecured loan rates in the market. You can borrow between £500 and £25,000 with repayment terms ranging from 1 to 7 years; and with interest fixed for the life of the loan, you always know what your monthly repayments will be. There are no arrangement fees, no early repayment charges, and with a Northern Rock loan you can regularly overpay without incurring penalties. And if you apply online, you will receive 10% off optional loan protect insurance.
When applying for a Northern Rock loan, your personal history of borrowing will be assessed in order to evaluate your associated risk as a loan candidate. Our data shows that over 85% of online applications to Northern Rock are rejected*. To ensure you are getting the most competitive deal available for your personal circumstances, particularly if your credit score is less than perfect, you should compare offers between lenders before applying. Complete the form on this page to compare Northern Rock loan products against the market and find the best option to suit your budget. *Source: Totally Money data, April-July 2007