Loan Types

Loan Types

TypeDescriptionAction
Bad credit loansA bad credit loan usually refers to a loan offered to a borrower who has a history of poor credit, and can be difficult to obtain at affordable rates
Car loansCar loans are available as secured loans, unsecured loans or private dealer finance; the type best suited to you will depend on your circumstances
Debt Consolidation loansCombine your existing debts into one debt consolidation loan, and you may significantly lower your monthly repayments and reduce the total cost
Home Equity loansA home equity loan is a loan secured against your home that allows you release the value of your property as cash for almost any purpose
Home Improvement loansHome improvement loans allow you to borrow money to make improvements to your home, and are usually secured against your property
Home loansA home loan is the same as a homeowner loan, where money is lent on a secured loan basis and the money is secured against the property itself
Homeowner loansA homeowner loan is a loan secured against your house. It is another term for a secured loan, where your property provides the collateral for the loan
Low Interest loansLow interest loan options come in many forms, depending on your personal financial circumstances, the loan amount and the loan terms required
Personal loansA personal loan is an unsecured loan that requires no security in return for the loan. Your personal circumstances will be assessed on application
Secured loansA secured loan is a loan that is secured against a valuable asset. Secured loans offer affordable borrowing solutions with lower interest rates often available
Tenant loansTenant loans offer borrowing solutions for tenants or those who wish to borrow without risking losing their home in the process
Unsecured loansAn unsecured loan is a loan that does not use an asset as security. Unsecured loans generally offer higher interest rates and less flexibility than secured loans