With a Goldfish loan, you can borrow between £1,000 and £25,000 over 1 to 7 years for almost any purpose. The typical APR advertised on Goldfish Loan products is 7.90%. Goldfish loans are arranged free of charge, and you may be eligible for a repayment holiday of three months at the start of the loan to enable you to get your finances under control. Repayments remain fixed at the offered rate for the full term of the loan, so even if the Bank of England base rate should rise, your payments will not be affected.
Goldfish loan products are unsecured loans , so you do not need to offer security for the loan. Instead, your personal credit rating will be assessed by Goldfish in order to determine the risk you present as a loan candidate; and the better your credit score, the more favourable loan terms you will qualify for. However, over 85% of unsecured loan applications are rejected*, so if your credit rating is less than perfect, you may wish to consider a secured loan option in order to keep your total loan cost as low as possible.
To ensure that a Goldfish loan is the best option for your personal requirements, complete the form on this page for an independent no-obligation quote on your best loan deal .
*Totally Money data March 06-07 Selected Suppliers