The Clydesdale Bank loan is available to new and existing customers for amounts between £500 and £25,000. Offered as an unsecured loan only, the Clydesdale Bank loan offers flexible repayment options and allows you to remain in control of your finances with interest rates fixed for the life of the loan. Even if the Bank of England base rate rises, your repayments won’t.
The Clydesdale Bank loan does not offer an advertised APR for comparison, as the rate offered to you will depend on your personal circumstances. Your history of borrowing and credit score will be assessed by Clydesdale Bank to determine what rate will be offered, and generally only those applicants with near-perfect credit scores will be accepted. This is often the case with unsecured loan applications; in fact, our research shows that over 85% of unsecured loan applications to some lenders are declined* due to applicants not meeting stringent qualifying criteria.
If your credit score is less than perfect it is important to compare secured and unsecured lending products carefully to ensure you get the most affordable loan product available for your circumstances. You may find that lenders are more willing to offer larger loan amounts at more attracting rates and flexible loan terms through secured loans. The Totally Money online comparison tool will independently assess the best options available and provide a quote tailored to your requirements. Complete the form on this page and we will also put you in touch with an independent loan expert for a parallel quote to ensure you have all bases covered when it comes to searching the market thoroughly for the best product to suit your budget.
*Source: Totally Money data, April-July 2007