In addition to their wide range of personal banking, pension, and fund management products, Prudential offers a comprehensive life insurance package. The Prudential Flexible Protection Plan allows customers to pick and mix their insurance products from a list that includes Life Cover, Mortgage Cover, Serious Illness Cover, Disability Cover and cover for dependent children, enabling you to tailor a life insurance plan to suit your financial circumstances and lifestyle.
The Prudential mortgage cover option allows you to specifically earmark funds to pay your outstanding mortgage in the event of your death during the insurance term. This policy reduces in value in line with your outstanding mortgage, and draws to a close when your mortgage is repaid in full, giving peace of mind that your dependents will not be responsible for paying your mortgage after your death. In addition to this, the Prudential Life Cover option allows you to purchase the amount of cover you feel is necessary to replace your salary in order to provide for your family in the event of your death.
A competitive aspect of Prudential Life Insurance products is their Serious Illness cover, which will pay out for a diagnosis of up to 140 illnesses. The payment model on the Serious Illness Cover is based on a severity model, allowing you to claim partial payment of between 10%-100% based on the severity of your illness; if your condition should worsen after a partial payment, subsequent payments can be claimed.
Complete the form on this page for advice on finding the right insurance for yourself and your family. A financial expert can provide free, no-obligation advice to help you make an informed decision regarding your options to ensure you get a top policy at a competitive price.