Life Insurance Types

Type	Description	Action
Convertible life insurance	Convertible life insurance allows you the option to convert your policy into a whole life or endowment policy if you outlive the original life insurance term
Critical Illness Only	Critical illness insurance provides a lump-sum payment in the event that you are diagnosed with a critical illness during the insurance term
Decreasing Term life insurance	Decreasing term life insurance policies decline in value over the policy term; with payout amounts usually tied to your outstanding mortgage balance
Increasing Term life insurance	Increasing term life insurance is a type of life insurance that increases in value throughout the policy term in return for higher premiums
Level Term life insurance	Level term life insurance is a product that pays out a lump-sum payment upon your death in order to provide financial security for your dependents
Over-fifties life insurance	There are many UK life insurance providers who offer whole-of-life and term policies tailored for the over-fifties
Renewable life insurance	Renewable life insurance allows you to renew your policy at its expiration without the need for new health assessments
Term life insurance	Term life insurance runs for a set amount of time, during which you are covered by the life insurance option selected
Whole Life life insurance	Whole life insurance policies provide secuity for dependents by paying out a lump-sum amount upon your death for as long as premiums are maintained

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