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A joint life insurance policy is a single policy which covers two people, and pays out should either of the policy holders pass away. In this way, joint life insurance can sometimes be cheaper in terms of monthly premiums than two single life insurance policies. However, the policy then ends, meaning that the second person is no longer covered, so some people consider it wiser to take out two single policies.
Which policy type is right for you could depend on the amount you can commit to your policy each month, as well as your health and lifestyle habits. If you would like independent advice from a life insurance expert, simply fill in the form on this page. You will be contacted immediately and given the chance to talk through your options before being provided with a free, no obligation life insurance quote that is tailored to your needs and represents the most competitive deal available to you on the UK market.
1. Sum assured of £150,000 at £5 per month over 10 years for Mortgage Protection Assurance with Friends Provident. Available to a Female, non-smoker born 09/05/1986, single cover.Details correct as of 29/07/08