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Endowment insurance combines the benefits of a saving scheme with the peace of mind offered by a life insurance policy. With endowment life insurance, should the policyholder die during the term of the policy, their loved ones will receive a lump sum to help towards funeral expenses or to cover unpaid bills or mortgage costs. However, at the end of term – usually around retirement or when a mortgage is paid off – if the policyholder is still alive, they will receive usually receive a lump sum payout at the end of the term. The amount paid out at the end of the term is usually linked to the stock market, so the amount you receive could be less than the amount you pay in.
If you would like to take out endowment life insurance, TotallyMoney.com can compare the entire UK market to find the deal that best suits you. Just enter your detail into the form provided on this page to be contacted by an expert life insurance advisor who will take you through your options. It’s fast, it’s free and it’s without obligation.
1. Sum assured of £150,000 at £5 per month over 10 years for Mortgage Protection Assurance with Friends Provident. Available to a Female, non-smoker born 09/05/1986, single cover.Details correct as of 29/07/08