The deep understanding of the credit market we’ve gained through developing our credit comparison platforms has enabled us to launch affinity products and market credit products that are designed to give the customer a fairer deal.
Personal loans at personalised rates
People use a Lightbulb loan to borrow for almost everything and anything imaginable. From a brand new secondhand car or annual rail season ticket, to a dream wedding or ideal home makeover. Or perhaps just to help get their finances back on an even keel. Whether the loan is for a bathroom or a business expansion, whatever the amount, every quote is backed by the same credit and affordability checks that allows us to tailor the lowest rate for each customer.
Lightbulb loans are promoted by MI Money Ltd, who act as a credit broker and are paid for these services. Lightbulb loans are issued by RateSetter, a trading name for Retail Money Market Limited, who are authorised and regulated by the Financial Conduct Authority. (IP 633741).