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Finance Glossary

financial terms glossary with hundreds of term definitions related to personal finance including mortgage terms and more.


Calculate how much cover you require

There are a few things to consider when deciding how much life insurance cover to purchase. Here are TotallyMoney’s top things to consider when calculating how much cover you and your family require.


Top tips on choosing a life insurance policy

Choosing a life insurance policy can be a confusing process, which is why it is important to speak with an independent expert for advice on your requirements. Here, TotallyMoney has compiled the five top tips to keep in mind when searching for a life insurance policy so that you can find the cheapest option for your requirements.


Who needs life insurance?

Confused about whether or not you need life insurance? Everyone knows that life insurance is a good idea, but it can be confusing to know whether or not you really need it. This is a short guide to help you decide whether or not you should take out a life insurance policy.


Is a loan the best borrowing option?

Three fast guides to understand if a loan is going to be your cheapest borrowing option based on your requirements


Loan Basics

Three fast guides to help you brush-up on loan basics so that you are better informed for your loan search


How to choose the right loan

Three fast guides to help you understand how to choose the right loan for your budget and requirements


Understanding your loan options

Three fast guides to help you understand your loan options


Loans v Remortgages

A short guide to help you decide whether your borrowing options will be better met by a remortgage or a loan.


Loans v Credit Cards

A short guide to help you decide whether your borrowing options will be better met by a credit card or a loan.


Is there an alternative to a loan?

Loans are a very practical way to borrow money – but they may not be the cheapest option for every circumstance. Here's a quick guide to understanding your options


Loans and Debt

A quick guide to understanding the relationship between loans, debt and maintaining healthy finances


What to be aware of when looking for a loan

TotallyMoney’s top tips to make sure you find the best loan available for your requirements without paying for any unwelcome extras


Understanding loans

A quick guide to the basic things you should understand before applying so that you know how to find the best loan.


Top 5 tips to find the cheapest loan

5 tips to keep in mind during your loan search to make sure you find the cheapest loan available for your budget and requirements.


How to Compare Loans

A quick guide to comparing loans like-for-like. Keep these points in mind during your loan search, to ensure you find the best option for your budget and requirements.


Will I be accepted for a loan?

A quick guide to understanding the things that might result in your application being declined, and the things you can do to improve your chances of getting the loan you want.


Where to find a loan

A quick guide to help you utilise all available options to increase your chances of finding the cheapest loan product available for your credit profile


Get Out of Debt Guide

You have taken the first step towards financial freedom as soon as you recognise that your debts aren't going to vanish on their own. This is a guide to help you regain control of your finances.


Stay Financially Healthy

3 articles outlining simple steps you can take to improve your financial health


Repay your mortgage early and SAVE

Save thousands in interest payments by repaying your mortgage early


The secret to healthy finances

Simple steps to take to improve your financial health


Debt consolidation and your mortgage

Simplify your finances and consolidate your debts


Beat Rate Rises

3 simple guides to minimising the effect of rate rises on your finances


Avoid the Rate Rise

Protect your finances from interest rate rises


Will your mortgage be affected by a rate rise?

Find out what will happen to your mortgage if interest rates rise


Rate Rise-Friendly Mortgages

A guide to the best mortgage products for withstanding rate rises


Save Money on Repayments

3 fast guides to help you save money on your mortgage repayments


No Pain Guide to Switching Lenders

Everything you need to know about switching mortgage lenders


Pay Less for your Mortgage

Keep the cost of your mortgage as cheap as possible with these tips


Move Lender, Save Money

You could cut your repayments with a remortgage


What NOT to do when shopping for a mortgage

A quick guide to avoiding common mortgage-hunter mistakes


How to know you're choosing the right mortgage

5 questions to consider when choosing a mortgage


What are my mortgage options?

Understand your options so you can make the right choice


Choose the right mortgage

3 fast guides to help you choose the right mortgage


Top Tips for Using Your Credit Card Online

Protect yourself from online credit card fraud


Minimum Monthly Repayments and Your Finances

Are you repaying only the minimum payment each month on your credit card debts?


Guide to Improving your Credit Rating

Learn how to use credit cards as a credit rating improvement tool


How to be a Credit Card Pro - 5 Top Tips

Learn how to be a credit card pro with TotallyMoney's 5 top tips


Be a Rate Tart: Balance Transfer Credit Cards

Your step-by-step guide to balance transfers


Ultimate Guide to Using your Credit Card

Everything you need to know about using your credit card


Ultimate Guide to Choosing your Credit Card

Everything you need to know about choosing your new credit card


Excuse for Sloppy Finances #5

"I don’t have time to plan and budget properly"


Excuse for Sloppy Finances #4

"I’m too young to worry about the future"


Excuse for Sloppy Finances #3

"I don’t understand financial matters, so I trust my bank manager’s advice"


Excuse for Sloppy Finances #2

"I’m saving instead of paying off my credit cards"


Excuse for Sloppy Finances #1

"My credit rating is already ruined"


Property - Safe as Houses?

Heralded as the safest form of investment, it is also the UK ideal: owning your own home. But is it really worth it in the current - and future - markets?


Mortgage Life Insurance

Don't automatically assume that the life insurance on offer from your mortgage provider is your best-value deal


Life Insurance Basics

Understanding your life insurance options thoroughly before taking out a policy is important. This short guide highlights the major points to consider, ensuring that you find the option that suits your lifestyle at the premium that suits your budget.


Credit Repair Schemes

Your guide to understanding credit repair schemes in the UK


First Time Buyer Mortgage options

Totally Money guides you through the many different mortgages available for first time buyers.


Long Term Fixed Rate Mortgages

Is a 25 year fixed-rate mortgage product a good borrowing option?


Understanding Inheritance Tax

Understand everything about Inheritance Tax and who is liable


Remortgage Tarts

Be a remortgage tart and switch lenders often in order to keep your mortgage competitive


Mortgage Basics

Repayment or interest-only? Understanding your mortgage options


Secured vs unsecured loans

Find out whether you will be better off with a secured or unsecured loan


Your Credit Score & You

Understand how your credit rating affects your finances


How does APR work?

Understanding the basics of APR will assist you in your loan search


Personal Debt Dos and Don'ts

A comprehensive list of dos and don'ts to help you clear your debts


Understanding Debt Consolidation Loans

Everything you need to know about consolidating your debts with a loan


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