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Ever since I started full-time freelancing, I suddenly have an interesting answer to the question, ‘What do you do for a living?’
It being the season of Christmas parties, and making conversation with drunk people you don’t know, I must have been asked this question ten times in the last couple of weeks, and have been surprised by the different response I get now, as opposed to when I was employed in-house.
The biggest response is always along the lines of people saying they wish they had the guts to quit working for the man and do what they’ve always wanted to do: work for themselves.
This is usually followed-up quick smart, by a big, fat ‘But’.
Something I’ve discovered, and which you probably already know, is that people love to make excuses for why they can’t go out and do the things that they really want to do. And when it comes to people wanting to quit their corporate gig and go and follow their dreams, the biggest excuse invariably involves money. Because the fact is, no matter how much you might want to go and knit tea-cosies in your spare room for a living, it probably means taking a big paycut, at least to begin with.
Which is true. And it’s scary. And there’s a million reasons that most people never have the guts to do it until circumstance forces them to – when they lose their job and are forced to reassess things.
Most people won’t take the plunge to follow their dreams because leaving their job means letting go of all the things that having that job entails: a big mortgage, nice cars, designer shoes, etc. Lots of of people will use this as an excuse, but it’s not really an excuse. It just means that the nice house and cars and shoes are more important to that person than following their dreams. Which is fine, but those things will only stop you doing what you want while you let them. If you really wanted to work for yourself you would make it happen; make changes in your lifestyle, rethink your outgoings, and just go and do it.
The same idea applies to all other areas of common excuses people make about money; about getting out of debt, starting to save for retirement, setting up an emergency fund. The things that have stopped you doing it so far will only stop you for as long as you let them. So stop letting them.
5 Responses for "Money and excuses"
When I first stopped working and had applied for disability, I hated the inevitable question of what I did. I felt like I had to justify it all the time. That was my own psychological stuff talking, but I always felt defensive. And yes, I know this is a bit of a tangent, but the first couple sentences in this post made me remember it.
As for the “but” I think you’re absolutely right. If people want to freelance, that’s fine. Take a calculated risk (that is, don’t jump without some preparations) and if you fail, well you’ll know you tried. It’s also fine not to take the risk. Plenty of people prefer the steady income and benefits from corporate culture. That’s perfectly understandable/respectable. Just don’t make excuses either way.
Personally, I do contract work and would *love* the stability of a normal job. But health problems make it difficult to know how I’ll feel any given morning. Even after years of practice meting out my energy, sometimes I still just don’t have the verve when the time comes to attend a party or go out for a movie with my husband. So I may never have the comfort zone that so many people think of as the only benefit to a job that has them in a stranglehold.
I think the Internet bubble left us with this belief that you’re a patsy if you don’t work for yourself or have a sideline of some sort. It was only heightened by the advent of social networking sites and, of course, the prevalence of blogging.
So now we feel like we should want certain things, and that we have to apologize if we don’t. Much in the same that people living a minimalist lifestyle find that their lack of material desires bewilders people. I guess, overall, we’re just not so great at accepting that people want different things out of life.
I don’t know, there are a million reasons why people might not want to strike out on their own. Money for stuff is a reason, of course, but there’s also a sense of security, or genuinely liking one’s job, or having skills that are best put to use in a large corporation. You are a fantastic writer, so freelancing is worthwhile. I’m an orbital dynamics engineer, I’ve loved it since the first class I ever took, and I could never work on all the cool stuff I get to do if I struck out on my own. No one else would be able to afford it!
We have been full of excuses in the past at times, but now that we are well on our way to becoming debt free and financially secure we dream about one day starting our own business and working for ourselves instead of someone else. We do want to be debt free with a fully funded emergency fund before we embark on that journey…oh how sweet it will be!
You’re right. I’m not going to be ashamed of the fact that I love the comfort and benefits of the corporate gig. I have no intention of leaving it anytime soon, but I do want to leave it earlier rather than later. So all of my energy now is trying to maximize the corporate bennies into a plan to escape the Man.
Good point. We are all responsible for our choices with money..the good and the bad. If we want a different career choice or try self-employment..we need to mae the sacrifices to make it happen. You’re right about the excessive ’stuff’ making us reliant on predictable income.
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