Virgin Credit Card

The longest 0% balance transfer offer in the UK

  • 0% on Balance Transfers for 16 months (2.98% fee applies)
  • 0% on Purchases for 3 months
  • Voted best credit card provider for balance transfers - Moneyfacts Awards 2008 and 2009

Virgin


Our Credit Card expert says: The Virgin card has the longest 0% balance transfer period in the UK, offering 0% for 16 months. If you’re looking to transfer a balance, then this is the leading offer on the market

4.5 star rating   TotallyMoney rating: 4.5 stars  

Will I be accepted?
The Virgin card is recommended for people with a strong credit score. If your credit history is weaker, there may be cards that are more suitable

Show cards with more flexible acceptance criteria

Best of the rest...

0% on balance transfers
for 15 months
0% on purchases
for 3 months

15.9%

typical APR

0% on balance transfers
for 13 months
0% on purchases
for 3 months

16.9%

typical APR

0% on balance transfers
for 9 months
0% on purchases
for 9 months

15.9%

typical APR

Full Details
Balance Transfer Offer
0% on balance transfers for 16 months
Purchase Offer
0% on purchases for 3 months
APR Typical (Variable)
16.6%
Balance Transfer Handling Fee
2.98%
Minimum Age
18 Years
Annual Fee
None
Card Issuer
Virgin Money
Balance Transfer Limit
Subject to Status
Cash Advances
3% handling fee
Foreign Currency
2.99% commision fee
Card Benefits
Use the card to get money off your holidays and gym membership, as well as music and DVDs


The product information is obtained from independent sources, rates may vary depending on your financial circumstances. Whilst we make every effort to ensure that information is up to date, you should always confirm the terms of the offer with the product provider. We do not give financial advice.