Bal. Transfers Intro Purchases   Instant decision  
Overall Rating Rate Duration Rate Duration Representative Example
Barclaycard Platinum - 21 month
More Info
8 star rating
Long 0% offer with a lower fee than many cards with similar 0% periods.
0.0%for 21 months
(2.6% fee)
0.0%3
months
17.9% APR
Representative (Variable)
Based on an interest rate on Purchases of 17.9% and an example credit limit of £1,200
Nationwide
More Info
7 star rating
Lowest APR in this section of the market. Use it to earn commission free spending abroad.
0.0%for 17 months
(2.95% fee)
0.0%3
months
15.9% APR
Representative (Variable)
Based on an interest rate on Purchases of 15.9% and an example credit limit of £1,200
Lloyds TSB Platinum
More Info
7 star rating
Pay no interest on balances transferred to the card for 15 months.
0.0%15
months
(3% fee)
0.0%3
months
17.9% APR
Representative (Variable)
Based on an interest rate on Purchases of 17.9% and an example credit limit of £1,200
NatWest Platinum
More Info
7 star rating
One of the longest Balance Transfer offers in the UK with a competitive 0% purchase period.
0.0%for 18 months
(2.9% fee)
0.0%for 6 months
16.6% APR
Representative (Variable)
Based on an interest rate on Purchases of 16.6% and an example credit limit of £1,200
RBS Platinum
More Info
8 star rating
One of the longest Balance Transfer offers in the UK with a competitive 0% purchase period.
0.0%for 18 months
(2.9% fee)
0.0%for 6 months
16.6% APR
Representative (Variable)
Based on an interest rate on Purchases of 16.6% and an example credit limit of £1,200
Post Office 2-in-1 Platinum
More Info
8 star rating
A good all round option; a decent 0% offer and no commission on international use
0.0%14
months
(2.98% fee)
0.0%3
months
16.9% APR
Representative (Variable)
Based on an interest rate on Purchases of 16.9% and an example credit limit of £1,200
American Express Platinum Cashback
More Info
7 star rating
Earn 2.5% cashback for 3 months, then 1.25% unlimited cashback
N/AN/AN/AN/A
18.5% APR
Representative (Variable)
Based on an interest rate on Purchases of 14% and an example credit limit of £1,200
and an annual fee of £25

Barclaycard Platinum With Purchase
More Info
8 star rating
One of the longest combined 0% offers. 14 months on both Balance Transfers and Purchases
0.0%for 14 months
(2.9% fee)
0.0%14
months
18.9% APR
Representative (Variable)
Based on an interest rate on Purchases of 18.9% and an example credit limit of £1,200
Barclaycard Platinum Low Fee card
More Info
6 star rating
Low fee could make this a cheaper option for those who can pay off the balance in under 16 months.
0.0%for 16 months
(1.6% fee)
0.0%3
months
18.9% APR
Representative (Variable)
Based on an interest rate on Purchases of 18.9% and an example credit limit of £1,200
Barclaycard Platinum Simplicity
More Info
7 star rating
Low rate of 7.9% - applies to all BTs & purchases. An excellent alternative to short-term 0% offers
N/AN/A
(0% fee)
N/AN/A
7.9% APR
Representative (Variable)
Based on an interest rate on Purchases of 7.9% and an example credit limit of £1,200
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Our credit card introduction, credit brokerage and credit intermediary services (excluding the Granite Card) are provided by Media Ingenuity Ltd trading as TotallyMoney. Media Ingenuity Ltd is an independent credit broker and/or credit intermediary for the purposes of the Consumer Credit Act 1974. The product information is obtained from independent sources and rates may vary depending on your financial circumstances. While we make every effort to ensure that information is up to date, you should always confirm the terms of the offer with the product provider. We do not give financial advice. We provide this service free of charge but may receive commission or payment from credit card issuers for introductions or assistance with preparatory work. Should you choose to proceed, our partners may charge you fees for their products or services.

The Granite card is promoted by MI Money Ltd and issued by Vanquis Bank Limited. MI Money Ltd is a tied credit intermediary of Vanquis Bank Limited and promotes the Granite card exclusively in partnership with Vanquis Bank.

Vanquis Bank can be contacted at its registered office at No. 1 Godwin Street, Bradford, West Yorkshire BD1 2SU. Registered number 2558509. Vanquis’ consumer credit activities are licensed by the Office of Fair Trading (Consumer Credit Licence number 532364). Vanquis Bank Limited is authorised and regulated by the Financial Services Authority.

The Fluid credit card is promoted by MI Money Ltd and issued by MBNA Europe Bank Limited, a Bank of America company. MI Money Ltd is a tied credit intermediary of MBNA and promotes the Fluid card exclusively in partnership with MBNA.

MBNA can be contacted at its registered office at Stansfield House, Chester Business Park, Chester CH4 9QQ. Registered number 2783251. MBNAs consumer credit activities are licensed by the Office of Fair Trading (Consumer Credit Licence number 0363167) and MBNA’s general insurance activities are authorised and regulated by the Financial Services Authority.

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