Compare the UK’s Top Credit Building Cards

		Bal. Transfers		Intro Purchases		Typical		Instant Decision
	Overall Rating	Rate	Duration	Rate	Duration	APR (variable)	Benefits

Capital One Classic More Info	Best card for poor credit. Credit limits up to £1,500, even if you've been rejected elsewhere	N/A	N/A	N/A	N/A	34.9%	1 page application; get a response in 1 minute; can help you improve your credit score	Apply >
Capital One Progress More Info	Best for OK credit profiles. Balance Transfer & Purchase rate can shrink to 19.9% p.a.	N/A	N/A	N/A	N/A	34.9%	Up to £2,500 in credit. Rate will fall 5% every 6 mnths if you use the card sensibly	Apply >
Barclaycard Initial More Info	Can help you strengthen your credit score. Will not accept people with bad credit profiles	N/A	N/A	N/A	N/A	29.9%	NEW Barclaycard Freedom - Earn and redeem Reward Money in selected retailers	Apply >
Vanquis More Info	Specifically designed for people with bad credit scores who have been refused elsewhere	N/A	N/A	N/A	N/A	39.9%	Can help you strengthen your credit rating	Apply >
Granite More Info	New credit builder card from Vanquis. Not for people who’ve applied for Vanquis within last 6 months	N/A	N/A	N/A	N/A	34.9%	Credit Limit up to £500; Can help to strengthen your credit rating	Apply >
aqua Card More Info	Available as first step to credit repair for bad credit applicants	N/A	N/A	N/A	N/A	35.9%	Credit limit of up to £2,200; Can help you improve your credit rating	Apply >
BLACK diamond from Vanquis Bank More Info	New card for people who are looking to rebuild their credit profile or are new to credit	N/A	N/A	N/A	N/A	29.9%	Flexible acceptance criteria; competitively low APR.	Apply >
O2 Cash Manager More Info	No set up cost or monthly fee, and it’s free to use, unlike most other Prepaid cards in the market	N/A	N/A	N/A	N/A	0%	O2 customers only; free to get & free to use in the UK; comes with O2’s budgeting calculator	Apply >
Cashplus Creditbuilder Prepaid Card More Info	Prepaid card with 100% acceptance rate; won't check your credit rating; set up fee of £4.95	N/A	N/A	N/A	N/A	0%	No Credit Check; no bank account needed; 100% acceptance rate	Apply >

Compare Credit Cards

Top 10 Credit cards

Credit Card Guides

The product information is obtained from independent sources, rates may vary depending on your financial circumstances. Whilst we make every effort to ensure that information is up to date, you should always confirm the terms of the offer with the product provider. We do not give financial advice.