Making Credit Better

Thoughts, stories and insight from the TotallyMoney team

Closing the perception gap

As part of our ongoing efforts to understand consumer needs and make the world of credit a fairer place, we conducted a survey that found only one per cent of the population knew how long it would take to pay off £2,000 in credit card debt by making the minimum repayments each month. In order…

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Birth of an App

Here’s a visualisation of the evolution of the TotallyMoney.com loans comparison platform.   The video shows the creation of files and changes made to them over time as the application was developed. These changes are recorded via Git, a software version control system, and was visualised using gource. Folders and files are shown as lines…

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How to Get Your Writing Read, Shared and Appreciated

Picture the scene. It’s 11pm on an idle Tuesday and I decide to post a spontaneous piece on Medium. “I’ll probably delete it in the morning,” I say to myself. Just 24 hours later and my first ever post is trending in Medium’s global top five. I had no followers on the platform and virtually…

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Turn On, Tune In and Listen on Demand

I want to listen to more new music, break out of old patterns, discover new bands and get excited about them. So, as I did last year, I’m only streaming music that has been released this year. And not much that I want to listen to has been put out yet – I’m really waiting…

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Three things that will change the credit market in 2016

One: Increased used of free credit report services Noddle and ClearScore are offering a great free consumer proposition. Why would a customer pay for their credit report when they can get it for free? In 2016, we expect more people to subscribe to a free credit report service to better understand their credit rating. Two:…

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Carry on up the Amazon

If I’m honest, the Amazon Web Services (AWS) Enterprise Summit in London was a little bit of a sales conference, with Andy Jassy, the Senior VP for Amazon Web Services, talking up the numbers that demonstrate the growth and dominant position of AWS. Not that some of those numbers weren’t impressive – Elastic Compute Cloud…

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Hack to the Future

Last Thursday, TotallyMoney.com held a company-wide hack day, producing some great results while having fun along the way! We wanted to take a break from our day to day product development efforts, where our focus is on giving customers great products that make the credit market better and fairer. Why? Because sometimes the best ideas…

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Build, Measure, Earn

Anyone who has read Eric Ries’ seminal work, The Lean Start-Up, will be fully accustomed with his Build-Measure-Learn (BML) methodology. The broad premise is for start-ups to evolve and grow through a constant cycle of testing, using data to influence every decision. While the methodology in Ries’ book specifically refers to technology start-ups, many (if…

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The day TotallyMoney.com became cool

I’ll admit it. When Joe, our Head of Brand and Communications, asked me to commission my brother Luka for a piece of graffiti art to be used on TotallyMoney.com merchandise, I was sceptical. I mean, street art meets credit cards? But I asked him nevertheless. Having been a graffiti artist for the past 20 years,…

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Optimising Trustpilot customer review invitations using unique links…and open sourcing our solution

At TotallyMoney.com, we love helping our customers make good decisions supported by reliable information. When it comes to evaluating our products, and the services we provide, who could be a more reliable source of information than our existing customers? Trustpilot source and publish customer reviews, including comments, and a star rating out of 5. In…

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