Insight

Our thoughts on the changing shape of the consumer credit market.

Are we in Post-Peak Balance Transfer?

The length of interest-free balance transfers is falling. In September, the longest interest free period for Balance Transfer Offer was 43 months. At the time of writing this article, the maximum you can get is 39 months. That’s if you are accepted by the lender. How to find the best offer You can check your…

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We’re the Best Credit Report Provider 2018. Official.

We’re pleased to announce we’ve won the Best Credit Report Provider at the 2018 Moneynet Personal Finance Awards. It’s the most recent addition to our list of accolades. The award was given in the FinTech category, and we were delighted when the framed award landed at TM Towers on January 2nd — a fantastic way…

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Looker to the future of business intelligence

At a recent Data Disruptors Meetup, Looker CEO Frank Bien delivered an opening presentation about how the data landscape had changed over the past decade Three eras of data Bien outlined three eras in data; the first in which querying data was very slow and expensive, and therefore it wasn’t done that often and only…

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It’s time to check your Burrow-ing power

We’ve partnered with Burrow, a digital mortgage broker, to offer our users a personalised mortgage report and score, as well as the ability to get advice from one of their qualified mortgage advisors. This is the first partnership TotallyMoney have entered into with a digital broker, and we will offer the Burrow service to users…

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Addressing the discontent in content marketing

Last week, I had the pleasure of speaking at Kaizen’s Fintech breakfast seminar on the subject of content marketing. Pete Reis-Campbell gave an excellent talk sharing real world practical advice that any marketer could take away and immediately action – a rarity in the world of conferences these days. Check out Pete’s key takeaways here….

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Hey, good lookin’, what ya got cookin’?

At TotallyMoney, we face a set of challenges that I am certain are not unique to our company. Data is not easily accessible to everyone because our data infrastructure is complex, which means that complex queries have to be written even for the simplest of analyses.  Because most people do not have the technical skills…

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Do customers really think in terms of cards or loans?

Visit any price comparison website and you will quickly be funnelled into a comparison of either credit cards or loans. They are treated entirely separately and assume that the customer has a clear need for one product type or the other.   Break with Tradition There are obvious differences between credit secured from a loan…

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How We Built a Free Credit Report

We recently launched our new free credit report on TotallyMoney and we had to do it in a fairly short time with a small team.  To be fair, small, focused teams is the way we prefer to work but it does mean we have to make careful choices about tools and technology in order to…

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